When world equity markets are on the skids and your portfolio is hemorrhaging value like the world's coming to an end, then scaling back your investments, for a while at least, is often the smartest move you'll make.

With the paltry interest being paid by many banks, your mattress may seem like the best bet. But it doesn't have to be that way. We've scoured the banking options in the UK and we've come up with the following bank accounts where you'll receive above-average interest, until the time is ripe to jump back into the share market feet first.